FINANCIALIZATION OF HOUSING AND MORTGAGE DEBT REPAYMENT STRATEGIES OF HOUSEHOLDS IN TURKEY TÜRKİYE’DE KONUTUN FİNANSALLAŞMASI VE HANELERİN İPOTEKLİ KONUT KREDİSİ BORCU GERİ ÖDEME STRATEJİLERİ

Aslan A. S.

Metu Journal of the Faculty of Architecture, cilt.38, sa.2, ss.91-114, 2021 (AHCI) identifier

  • Yayın Türü: Makale / Tam Makale
  • Cilt numarası: 38 Sayı: 2
  • Basım Tarihi: 2021
  • Doi Numarası: 10.4305/metu.jfa.2021.2.1
  • Dergi Adı: Metu Journal of the Faculty of Architecture
  • Derginin Tarandığı İndeksler: Arts and Humanities Citation Index (AHCI), Scopus, Art Source, Avery, Design & Applied Arts Index, Index Islamicus
  • Sayfa Sayıları: ss.91-114
  • Anahtar Kelimeler: Financialization of housing, Housing policy, Mortgage loans, Real estate, Turkey
  • Hatay Mustafa Kemal Üniversitesi Adresli: Hayır

Özet

Housing is a complex phenomenon with social, economic and political dimensions. Homeownership is seen as a way of coming of age and gaining independence in most modern societies (Forrest and Yip, 2012). It is also a means of money transfers in the family via which the elderly members of the family support younger members for the accumulation of wealth. The aggregate accumulation of wealth through homeownership had been substantial also as a form of special insurance against numerous risks such as unemployment or poverty in the past (Roland and Lennartz, 2019).